The Valley's neighborhood financial center

County & Municipal

Employees Credit Union

Learn about our organization

the credit union difference

Low-Cost Financial Services

Founded on the basic democratic premise of the cooperative movement, credit unions believe that access to low-cost financial services is critical to the health and stability of ordinary citizens.

Not-For-Profit

Credit unions are not-for-profit financial cooperatives serving members who share something in common; employment, association membership, or residence in a particular geographic area.

board of directors

Executive Committee

Chairperson
 Piedad Martinez
Vice Chairman
 Diana Serna
Secretary
 Eugene Potter
Treasurer
 Ricardo Saldana

Board Members

  • Edmundo Garcia
  • Mary Martinez
  • Julian Loredo
* During 2012 there were no changes in senior management, or bylaws of incorporation.

Request our 990 report

Make a formal request

To obtain a 990 report copy, please stop by our offices or send CMECU a formal written request addressed to the Board's chairman.

Latest financial summary

Read about our progress

Learn all about CMECU's assets and financial status simply by clicking on the button below.
Read the report

Who can join?

  1. All employees of the cities of Hidalgo County
  2. Members of the Volunteer Fire Departments of cities within Hidalgo County
  3. All employees of Hidalgo County
  4. Employees of the hospitals within Hidalgo County who are not being served by other credit unions
  5. Employees of health services organizations within Hidalgo County
  6. Any individual who lives, works or worships within a 10 mile radius of the Main Office

Required for membership

  1. Valid state driver's license or ID
  2. Proof of address
  3. Social Security card
  4. A $25.00 minimum desposit
  5. A $1.00 one time membership fee
  6. Hidalgo County Employees are charged a $5.00 annual fee for payroll deduction

about us

County & Municipal Employees Credit Union (CMECU) has been serving county, city, and medical employees for over 50 years. As of December 2012, our membership totaled 6,872 members strong. We have three convenient locations to meet your needs. Our main office is located in Edinburg with two other branches located in Mcallen's Art District and Downtown McAllen. Manage your finances online, get a great rate on a car loan, or open up a new savings account today! Learn more »

our rates


Traditional
Amounts
APY*

Up to $2,999
0.150%

Up to $5,999
0.250%

$6000 and up
0.501%
Money Market
Amounts
APY*

All
0.752%
IRA
Term
APY*

All
1.256%
IRA CD
Term
APY*

All
1.5%
CD
Term
APY* / Renewal

1 Year
1.256% / 1.508%

2 Year
1.508% / 1.762%

2 Year Jumbo
1.762% / 2.015%

3 Year
3.034% / NA
Term
APR

Please inquire
3.5% - 16.99%

*Annual Percentage Yield

Notice to Members

A verification of members’ accounts is being performed as of March 31, 2013. All members should receive a statement. If you do not receive your statement, please contact:

Credit Union Resources, Inc.

  • Financial and Technology Resources
  • P.O. Box 655147
  • Dallas, TX 75265-5147

© 2013 County & Municipal Employees Credit Union

* Links to third-party sites are offered only for use at your own discretion. CMECU does not provide, and is not responsible for the product, service, or overall website content available on these sites. CMECU's privacy polices do not apply to linked websites. Please consult the privacy disclosures on linked sites for further information, as these sites may provide less security than CMECU's web site.